{"id":2723,"date":"2017-06-23T16:00:00","date_gmt":"2017-06-23T16:00:00","guid":{"rendered":"https:\/\/mpulse.cloud.fruitionqa.com\/mpulse-0-percent-finance-program-cmms-purchase\/"},"modified":"2025-07-30T06:27:59","modified_gmt":"2025-07-30T06:27:59","slug":"0-percent-interest-financing","status":"publish","type":"post","link":"https:\/\/mpulsesoftware.com\/blog\/cmms\/0-percent-interest-financing\/","title":{"rendered":"Is the MPulse 0% Finance Program Right for Your CMMS Software Purchase?"},"content":{"rendered":"<p>If you\u2019ve been researching your first CMMS software purchase (or an upgrade), you\u2019ve realized most vendors want you to buy software as a service (SaaS) solutions.<\/p>\n<p>But here at MPulse, we believe SaaS isn\u2019t for everyone. So if you\u2019re looking for a way to purchase CMMS software outright, take a look at our new <a href=\"https:\/\/mpulsesoftware.com\/resource\/0percent-finance-program\/\">MPulse 0% Finance Program.<\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_81 counter-flat ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/mpulsesoftware.com\/blog\/cmms\/0-percent-interest-financing\/#Is_SaaS_Right_for_You\" >Is SaaS Right for You?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/mpulsesoftware.com\/blog\/cmms\/0-percent-interest-financing\/#Is_MPulse_0_Finance_Program_Right_for_You\" >Is MPulse 0% Finance Program Right for You?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/mpulsesoftware.com\/blog\/cmms\/0-percent-interest-financing\/#How_Long_Does_It_Take\" >How Long Does It Take?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Is_SaaS_Right_for_You\"><\/span>Is SaaS Right for You?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>First, let\u2019s look at SaaS. Simply stated, SaaS is just another method of paying for CMMS software. When you opt for a SaaS subscription you\u2019re choosing to rent software for a specified period of time instead of buying a license to use it indefinitely. The licensed purchase price for a maintenance management software package is typically equal to two or three years of SaaS payments.<\/p>\n<p>If you\u2019re on the fence about a new solution, SaaS may provide you a beneficial trial period to determine if the software meets your needs. You can change vendors at any time without abandoning a large investment\u2014or you can purchase the software you\u2019re using.<\/p>\n<p>It also may allow you to pay for software without going through a formal procurement process. If your company divides departmental funding into operational expenses (OPEX) and capital expenses (CAPEX), you may be able to spend OPEX money on your software without making a CAPEX request.<\/p>\n<p>SaaS has advantages, which is why MPulse offers our SaaS option to customers. In particular, those lower initial costs are attractive.<\/p>\n<p>But the disadvantage is you never really own the software\u2014so you need to keep paying for your subscription. And if you stop paying, you lose access.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_MPulse_0_Finance_Program_Right_for_You\"><\/span>Is MPulse 0% Finance Program Right for You?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Here at MPulse, we believe our customers should have purchase options that fit their needs. So we launched a new program that allows our customers to enjoy the lower upfront costs of SaaS, but to own the software outright in just 36 months.<\/p>\n<p>MPulse provides financing through Marlin Business Services Corp.\u00ae, a nationwide provider of equipment and software financing. With the MPulse 0% Finance Program, you\u2019ll have better payment terms than most SaaS contracts, and the software will be yours to keep.<\/p>\n<p>Benefits include\u2026<\/p>\n<ul>\n<li>Finance 100% of your purchase<\/li>\n<li>0% interest rate for 36 months<\/li>\n<li>No substantial cash outlay or down payment<\/li>\n<li>Finance training and support services too<\/li>\n<li>Monthly payments<\/li>\n<li>Instant financing approval process<\/li>\n<li>Easy electronic application<\/li>\n<li>Turns your CAPEX into OPEX for easier management approval in many organizations<\/li>\n<li>Significant tax advantages<\/li>\n<li>No effect on your bank lines of credit<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_Long_Does_It_Take\"><\/span>How Long Does It Take?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>With our expedited approval process, we can get most financing approved in less than one business day. Because our financing is lease-based, inquiries don\u2019t impact your credit rating. We can finance many businesses who may not qualify for traditional bank loans.<\/p>\n<p><a href=\"https:\/\/mpulsesoftware.com\/contact\/\">Contact<\/a> us to learn more about the MPulse 0% Finance Program. We\u2019re here to help.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019ve been researching your first CMMS software purchase (or an upgrade), you\u2019ve realized most vendors want you to buy software as a service (SaaS) solutions. But here at MPulse, we believe SaaS isn\u2019t for everyone. So if you\u2019re looking for a way to purchase CMMS software outright, take a look at our new MPulse 0% Finance Program. Is SaaS Right for You? First, let\u2019s look at SaaS. Simply stated, SaaS is just another method of paying for CMMS software. When you opt for a SaaS subscription you\u2019re choosing to rent software for a specified period of time instead of buying a license to use it indefinitely. The licensed purchase price for a maintenance management software package is typically equal to two or three years of SaaS payments. If you\u2019re on the fence about a new solution, SaaS may provide you a beneficial trial period to determine if the software meets your needs. You can change vendors at any time without abandoning a large investment\u2014or you can purchase the software you\u2019re using. It also may allow you to pay for software without going through a formal procurement process. If your company divides departmental funding into operational expenses (OPEX) and capital expenses (CAPEX), you may be able to spend OPEX money on your software without making a CAPEX request. SaaS has advantages, which is why MPulse offers our SaaS option to customers. In particular, those lower initial costs are attractive. But the disadvantage is you never really own the software\u2014so you need to keep paying for your subscription. And if you stop paying, you lose access. Is MPulse 0% Finance Program Right for You? Here at MPulse, we believe our customers should have purchase options that fit their needs. So we launched a new program that allows our customers to enjoy the lower upfront costs of SaaS, but to own the software outright in just 36 months. MPulse provides financing through Marlin Business Services Corp.\u00ae, a nationwide provider of equipment and software financing. With the MPulse 0% Finance Program, you\u2019ll have better payment terms than most SaaS contracts, and the software will be yours to keep. Benefits include\u2026 Finance 100% of your purchase 0% interest rate for 36 months No substantial cash outlay or down payment Finance training and support services too Monthly payments Instant financing approval process Easy electronic application Turns your CAPEX into OPEX for easier management approval in many organizations Significant tax advantages No effect on your bank lines of credit How Long Does It Take? With our expedited approval process, we can get most financing approved in less than one business day. Because our financing is lease-based, inquiries don\u2019t impact your credit rating. We can finance many businesses who may not qualify for traditional bank loans. Contact us to learn more about the MPulse 0% Finance Program. We\u2019re here to help.<\/p>\n","protected":false},"author":6,"featured_media":2724,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[12],"tags":[],"class_list":["post-2723","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cmms"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>0% Interest Software Financing: An Alternative to SaaS for CMMS<\/title>\n<meta name=\"description\" content=\"Want to buy CMMS software instead of opting for SaaS? Check out MPulse&#039;s 0% Finance Program and learn how to finance your software purchase.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mpulsesoftware.com\/blog\/cmms\/0-percent-interest-financing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Is the MPulse 0% Finance Program Right for Your CMMS Software Purchase?\" \/>\n<meta property=\"og:description\" content=\"Want to buy CMMS software instead of opting for SaaS? 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